Find out more about our financial institutions practice.
Banking Regulation
Banks and other financial institutions are highly regulated by both state and federal agencies, including the Federal Reserve, Office of Thrift Supervision (OTS), Federal Deposit Insurance Corporation (FDIC), Office of Foreign Asset Control (OFAC), and Office of the Comptroller of Currency (OCC) as well as state and federal laws including the Patriot Act, the Bank Secrecy Act, and the Gramm-Leach-Bliley Act. These agencies, regulations, and statutes can present complex compliance obstacles for every aspect of banking and finance law.
If your business is a financial institution which is seeking an attorney for assistance with banking finance and banking regulation and compliance law, our firm, Cohen & Bobotas has the experience and skills that you need.
Providing Solutions to Business
Personal, Effective, Results-Oriented Legal Services
Our practice is uniquely designed to meet the needs of financial organizations. We handle all aspects of finance and banking law, including:
- Creditor and Lender Law:
Documenting and closing mortgages, commercial loans, and other financial transactions - Negotiable instruments:
Promissory notes
Checks and drafts, including wrongful dishonor and forged or counterfeit items
Equipment leasing agreements
- Asset-based financing:
Inventory, equipment and other asset financing needs, real property and real estate financing, including acquisition, development, and construction loans. For the legal assistance you need for your financial institution, contact Link to Contact Us our experienced banking law attorneys. - Regulatory Compliance: We handle regulatory matters, such as:
Regulation CC (Funds Availability)
Regulation B (Equal Credit Opportunity Act)
Regulation Z (Truth in Lending)
Regulation U (Margin Loans)
Regulation O (Insider Loans)
Regulation C (Home Mortgage Disclosure Act)
Regulation Q (Deposit Accounts)
Commercial Litigation
Civil litigation requires the detailed knowledge of creditors' rights, contracts, real estate and statutory law responsibilities that our lawyers have acquired from our combined total of more than 35 years of practice.
If your financial institution needs an experienced attorney to assist with foreclosure and collection on loans, repossession and asset recovery, enforcement of contracts, enforcement of judgments, including debt restructuring and workouts, lender liability claims, or claims of forgery, wrongful dishonor, late returns, counterfeit items, and similar matters, our firm can give you guidance, direction, and solid representation in negotiations, transactions, and commercial litigation.
Learn more about our real estate law.
AV Rating*
Our attorneys are AV rated* by Martindale-Hubbell, and have been selected by our peers in the field as pre-eminent lawyers for the past four years, 2005, 2006, 2007, and 2008. We also proudly accept our firm's 2005, 2006, 2007, and 2008 selections as the ’Top Lawyers’ by the South Florida Legal Guide.
Miami Dade County • Broward County
Cohen & Bobotas, Attorneys at Law
Mellon Financial Center
Suite 2920
1111 Brickell Avenue
Miami, FL 33131-4327
Phone: (305) 371 8177
Fax: (305) 358 0638
http://www.cohenandbobotas.com/
At our South Florida law firm, Cohen & Bobotas located in Miami, our attorneys represent business clients in banking and finance law and real estate and commercial transactions and litigation. We assist clients throughout the Greater Miami area, including South Miami, Miami Beach, Kendall, Fort Lauderdale, Coral Gables, Hollywood, Hallandale, Palm Beach, and West Palm Beach, FL.
*Note: CV, BV, and AV are registered certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards, and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary. Martindale-Hubbell ratings fall into two categories - legal ability and general ethical standards.